I. What is in a Franchise UFOC?
There are 4 parts to a UFOC:
* Cover Page
* Table of Contents
* Items 1-23
* Exhibits
The format for each of these sections is very specific and covers the following:
Cover Page The Cover Page identifies the franchise business, including the name under which the franchisee would operate and what type of business it is. It also includes the amounts of the initial franchise fee. In addition, any additional risk factors are included on the cover in all capital letters. Risk factors that may be included pertain mostly to which state is governing the franchise agreement and where any litigation is permitted to be filed and heard.
Table of Contents The Table of Contents contains the specific 23 items listed below, as well as the exhibits, in a standard format.
Items 1-23 Item 1: The Franchisor, Its Predecessors, and Affiliates This section gives you a background on the Franchisor, including anyone he/she has purchased the franchise from, and any affiliates, meaning anyone else who has a controlling interest in the franchise. Do your research on these representatives, including a credit check if possible. You're quite possibly investing your life savings with these people and knowing any other businesses in which they have been involved and how well they manage financial aspects is important.
Item 2: Business Experience This section gives you a background on the officers and directors of the franchise for the past five years. Similar to the information you will review on the Franchisor itself, you want to carefully review the expertise these people bring to the table. These are the people you will be working with and who will contribute greatly to the success of your franchise. You should get to know them as well as you can.
Item 3: Litigation Any history of litigation, including cases terminated by settlement, must be disclosed in this section. Any Franchisor who is under some kind of restrictive injunction is one to stay away from. Additionally, if a franchisor or any officer has a criminal history or any litigation pending that may affect his or her ability to maintain a franchise then this opportunity is not a worthwhile risk.
Item 4: Bankruptcy The bankruptcy disclosure requires that they tell you up front about any bankruptcy in the last 10 years concerning, "the franchisor, its affiliate, its predecessor, officers, or general partner". Entrepreneurs often have several failures before they are successful. Learning from failed business is not the experience you want to have, which is why you are considering a franchise. This doesn't always mean that having a bankruptcy in the disclosure is a sure prediction of a bankruptcy in the future, but you want to review the circumstances of the bankruptcy carefully, including the amount of time that has lapsed since that bankruptcy. You typically don't want to give your money to someone with a proven track record of not being able to manage it.
Item 5: Initial Franchise Fee The initial franchise fee is the fee you pay to purchase the right to operate as a franchise. This does not include all of the other fees that may be required to get started or continue operation. The important thing to know about the initial franchise fee is exactly what you are getting for those dollars. Knowing how they came up with that number is important. A large initial franchise fee does not equate to a larger earning or a better investment. Consider this fee in addition to the Other Fees (Item 6) and Initial Investment (Item 7) before concluding what it will actually cost to open a franchise.
Item 6: Other Fees Other fees include any other monies you will be required to pay to the franchisor, including royalties, advertising fees, service fees, training fees, or any other ongoing or one-time fees that you as a franchisee will be expected to pay directly to the franchisor.
Item 7: Initial Investment This is the key item in terms of figuring out what is will cost you to get a franchise up and running. This section is laid out as a table, and includes the estimated costs for training, equipment, opening, inventory and other costs associated with starting your franchise. For each item in the list, you are given the amount, the method of payment, when it is due and to whom the payment is to be made. Review this information carefully. Speak with other franchisees and see if the estimated costs were realistic. Expect that you will need more for unexpected expenses. Remember that most businesses are not profitable for at least a year, so include the amount of money it would take you and your family to survive for a year without income.
Item 8: Restrictions on Sources of Products and Services If the franchisor requires you to purchase or lease from designated sources, investigate further. Sometimes the purchase restrictions are because the franchise has negotiated a lower price for certain goods in return for guaranteed orders. However, sometimes the cost of the supplies is not competitive and the franchisor makes a bit of money from the procurement of supplies. This makes the franchise more expensive to run, even if the startup costs look attractive. If the costs are reasonable, the restrictions are not a big issue. Again, talk to existing franchisees to see if they feel these restrictions are reasonable and whether or not they are satisfied they are receiving their money's worth.
Item 9: Franchisee's Obligations Your obligations as a franchisee can be laid out in various agreements, including but not limited to the franchise agreement. This section explains what your obligations are and exactly where in the legal documentation you can find the information governing your obligations. This is an important section for you to review carefully, as they define your contractual obligations and if you breech these obligations your franchise can be terminated. Talk to current franchisees and see whether meeting these obligations has presented any difficulty. If the obligations seem unreasonable, move on.
Item 10: Financing Sometimes the financing required to start-up a franchise comes from the franchisor him/herself. As with any financial contract, review the conditions and be sure that they are competitive and make sense. Have an accountant or banking representative review the terms and give an opinion. Having a credit check would, again, be handy here.
Item 11: Franchisor's Obligations Just as the UFOC lays out your obligations as a franchisee, the obligations of the franchisor must be clearly disclosed in this section. You are putting your financial future into the hands of the franchise that you purchase, at least in part. Be sure you understand exactly what you are getting for what you are paying. You may want to approach this section in a different manner than the others...perhaps backward. Rather than reading what they will provide, begin by making a list of what you think you will need to be successful. Determine what kind of training you will need and see whether they provide it, when it will be offered, what kind of training it is, and whether or not it meets your needs. What kind of ongoing support or documentation do they include? Also determine what you would need after you have opened the franchise and see whether those items are included in their list of obligations. If they are missing things that you think you will need to be successful, ask to have those things added to the franchise agreement. Verbal promises from salespeople are not sufficient - promised items should be added to this section.
Item 12: Territory Opening a franchise just to see another franchise open up a half mile down the road would be enough to make anyone crazy. The territory section of the UFOC is designed to lay out exactly what rights you have to any territory. Having the right to an "exclusive area" cuts down on the competition, at least from within your own franchise. Unfortunately, not all franchisees are alike. Some will take full advantage of their area and develop the market to its fullest. Others will assume that the lack of competition in their immediate area means they have a right to the business and therefore don't work quite as hard to develop that area. There are many other situations in which an exclusive area causes issues for a franchisor, and most will not grant them. Some will grant an exclusive area only for a specified amount of time or only as long as a certain level of achievement is reached by the franchisee. Understanding what options the franchise offers is very important.
Item 13: Trademarks This section discloses any trademarks, service mark, service name or logotype used in the franchise business and whether or not that trademark or service mark are registered with the US Patent Office. Using a trademark symbol (™) is not the same thing as having a registered trademark. The registered trademark (®) means a certificate of registration has been granted to the franchisor. A trademark registered in the Supplemental Register does not have the same legal rights and there should be a statement in the Trademarks section disclosing this information.
Item 14: Patents, Copyrights, and Proprietary Information This section is important to you only if patents are important to the franchise. If so, get a copy of the patent from the U.S. Patent Office and review the status of the patent. Be familiar with any copyrighted or proprietary information outlined in the UFOC, as the franchisor has a right to modify or prohibit use of anything patented, copyrighted, or proprietary information disclosed in the UFOC.
Item 15: Obligation to Participate in and the Actual Operation of the Franchise Business This section outlines any requirements for the franchisee to personally be involved in the operation of the franchise. If the franchise does not require the franchisee to run the business him or herself, then there must be a statement outlining whether or not a manager running the day-to-day operations of the franchise in place of the owner must complete the franchisor's training program and/or own an equity share of the business, and any limitations placed on the manager (such as being approved by the franchise).
Item 16: Restrictions on What the Franchisee May Sell Restrictions on what you may sell will affect those franchisees who want to operate an expandable business while they own the franchise. This section is also important if you are limited to selling goods or services that won't make you enough return.
Item 17: Renewal, Termination, Transfer, and Dispute Resolution This section is one of the most important in the entire document, and is presented in a table format for easy browsing. The best contract is one stating that as long as you do not breech your contract you can renew your franchise agreement, forever. Contracts that place a limit on your possibility to renew solely at the discretion of the franchisor are bad. Also pay close attention to extensive repairs or decoration that will required as a condition of renewal. The amount of money expected to be spent should be reasonable and there should be some kind of formula so that costs are not incurred all in the same year. Additionally, the refurbishment should keep you industry competitive.
There are many types of transfers. Transferring among business entities, such as from a sole proprietorship into a corporation, should definitely be allowed. A good agreement will also allow your franchise to be transferred to your heirs. If this is not allowed and you're still interested in purchasing the franchise, try to make some provision for the repurchase of your franchise by the franchisor.
This section also outlines the causes for termination of the franchise agreement, states whether the franchise can be sold and who has the right of first refusal (your own blood relatives should not, ideally, come after the franchisor on first rights), and delineates your right to arbitration. Essentially, the more rights you have to control the renewal and transfer of your franchise, the more rights you have for the continuation of your business and the better the agreement. Make sure your franchise attorney reviews these rights as well as your rights to litigation (or requirement to use arbitration). Any additional risks for litigation will also be on the cover page, remember.
Item 18: Public Figures This section requires the disclosure of any public figures the franchise uses as a spokesperson, how much they were paid, and how much control they have in the business (if any). Find out how this arrangement relates to you, whether you can use that figure in personal appearances or advertising, how much it would cost and how frequently you would be allowed to do so.
Item 19: Earnings Claims It is very tricky for a franchisor to project, estimate, or in any way forecast financial sales. There are so many variables in play for an individual franchise that it would be mostly guesswork and optimism to project for a prospective franchisee how much money they will make with their business. Any claims made by the franchisor to this effect must be substantiated, so rarely will you see any earning claims included in a UFOC. The best way to get an idea of what to expect for earnings is to talk to existing franchisees. Find out how long they've been in business, when the business turned profitable, and what their average profits have been. Remember that each business is unique and that each franchisee does not run a business equally well. Speak to several franchisees to get a clearer picture of a range that you might be able to expect.
Item 20: List of Outlets All of the existing franchise locations, along with the franchisee's contact information, is listed in this section. This is the pot of gold, right here. Contacting franchisees with questions about their relationship to the franchisor, their ability to meet their contractual obligations, their general earnings, and how realistic the start-up projections are is the best bit of research and review you can possibly do before purchasing your franchise. Prepare your questions and schedule time with franchees in advance; this one is important.
Item 21: Financial Statements This section points you to the exhibits containing the audited financial statements of the franchisor for the last three years. Take these statements to a qualified accountant for review. The financial status of the franchisor is a track record, showing you not only the ability of the franchisor to run the business, but also the likelihood of success or failure.
Item 22: Contracts All contracts or agreements a franchisee will need to sign must be attached to the UFOC. This includes the Franchise Agreement, purchase agreements, lease agreements, and others.
Item 23: Receipt This document is a receipt of acknowledgment of the UFOC. This has to be provided as the last page of the document for the franchisee to acknowledge that they have received it. This is only important because no monies can legally be exchanged until 10 days after the receipt of the UFOC (the "cooling off" period provided for by law).
Exhibits Any documents that have been identified in the UFOC for the franchise to review or sign must be included as an Exhibit. The exhibits will include copies of such things as the financial statements, Franchise Agreement, leases, or Loan Agreements.
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Wednesday, January 7, 2009
BUSINESS-FINANCE -5
I.What to Include in Your Business Plan
Your business plan needs to demonstrate that you have thoroughly considered all aspects of running your business. To that end, the standard business plan has nine major sections, covering everything from your business’s mission statement to a detailed financial analysis.
Executive Summary
The first – and most important – section of your business plan is the executive summary. This section is so important that it should literally be the first thing the reader sees – even before the table of contents! However, it should also be written last, as you’ll have a better understanding of the overall message of your business plan after you’ve researched and written the other sections.
One of the most important parts of the executive summary is the mission statement. The mission statement is only three or four sentences long, but it should pack the most punch out of everything else in your business plan: Those four sentences are responsible for not only defining your business, but also capturing the interest of your reader.
The rest of your executive summary should fill in the important details that the mission statement glosses over. For instance, your executive summary should include a short history of the business, including founder profiles and start date; a current snapshot, listing locations, numbers of employees, and products or services offered; and a summary of future plans and goals.
This section is a candidate for a bulleted format, which allows you to list main points in a manner that is easy to scan. Avoid using too much detail – remember, this section is a summary. A page or two is usually sufficient for an executive summary.
Market Analysis
The next section of your business plan focuses on market analysis. In order to show that your business has a reasonable chance for success, you will need to thoroughly research the industry and the market you intend to sell to. No bank or investor is going to back a doomed venture, so this section is sure to fall under especially close scrutiny if you are looking for financing.
Your market analysis should describe your industry, including the size, growth rate, and trends that could affect the industry. This section should also describe your target market – that is, the type or group of customers that your company intends to serve. The description of your target market should include detail such as:
• Distinguishing characteristics
• The needs your company or product line will meet
• What media and/or marketing methods you’ll use to reach them
• What percentage of your target market you expect to be able to wrest away from your competitors
In addition, your market analysis should include the results of any market tests you have done, and an analysis of the strengths and weaknesses of your competitors.
Company Description
After your market analysis, your business plan will need to include a description of your company. This section should describe:
• The nature of your business
• The needs of the market
• How your business will meet these needs
• Your target market, including specific individuals and/or organizations
• The factors that set you apart from your competition and make you likely to succeed
Although some of these things overlap with the previous section, they are still necessary parts of your company description. Each section of your business plan should have the ability to stand on its own if need be. In other words, the company description should thoroughly describe your company, even if certain aspects are covered in other sections.
Organization and Management
Once you have described the nature and purpose of your company, you will need to explain your staff setup. This section should include:
• The division of labor – how company processes are divided among the staff
• The management hierarchy
• Profiles of the company’s owner(s), management personnel, and the Board of Directors
• Employee incentives, such as salary, benefits packages, and bonuses
This goal of this section is to demonstrate not only good organization within the company, but also the ability to create loyalty in your employees. Long-term employees minimize human resource costs and increase a business’s chances for success, so banks and investors will want to see that you have an effective system in place for maintaining your staff.
Marketing and Sales Management
The purpose of the marketing and sales section of your business plan is to outline your strategies for marketing your products or services. This section also plans for company growth by describing how the growth could take place.
The section should describe your company’s:
• Marketing methods
• Distributions methods
• Type of sales force
• Sales activities
• Growth strategies
Product or Services
Following the marketing section of your business plan, you will need a section focusing on the product or services your business offers. This is more than a simple description of your product or services, though. You will also need to include:
• The specific benefits your product or service offers customers
• The specific needs of the market, and how your product will meet them
• The advantages your product has over your competitors
• Any copyright, trade secret, or patent information pertaining to your product
• Where any new products or services are in the research and development process
• Current industry research that you could use in the development of products and services
Funding Request
Only once you have described your business from head to toe are you ready to detail your funding needs. This section should include everything a bank or investor needs in order to understand what type of funding you want:
• How much money you need now
• How much money you think you will need over the next five years
• How the money you borrow will be used
• How long you will need funding
• What type of funding you want (i.e. loans, investors, etc.)
• Any other terms you want the funding arrangement to include
Financials
The financials section in your business plan supports your request for outside funding. This section provides an analysis of your company’s prospective financial success. The section also details your company’s financial track record for the past three to five years, unless you are seeking financing for a startup business.
The financials section should include:
• Company income statements for prior years
• Balance sheets for prior years
• Cash flow statements for prior years
• Forecasted company income statements
• Forecasted balance sheets
• Forecasted cash flow statements
• Projections for the next five years – every month or quarter for the first year, with longer intervals for the remaining years
• Collateral you can use to secure a loan
The financials section is a great place to include visuals such as graphs, particularly if you predict a positive trend in your projected financials. A graph allows the reader to quickly take in this information, and may do a better job of encouraging a bank or investor to finance your business. However, be sure that the amount of financing you are requesting is in keeping with your projected financials – no matter how impressive your projections are, if you are asking for more money than is warranted, no bank or investor will give it to you.
Appendices
The appendix is the final section in your business plan. Essentially, this is where you put all of the information that doesn’t fit in the other eight sections, but that someone – particularly a bank or investor – might need to see.
For instance, the market analysis section of your business plan may list the results of market studies you have done as part of your market research. Rather than listing the details of the studies in that section, where they will appear cumbersome and detract from the flow of your business plan, you can provide this information in an appendix.
Other information that should be relegated to an appendix includes:
• Credit histories for both you and your business
• Letters of reference
• References that have bearing on your company and your product or service, such as magazines or books on the topic
• Company licenses and patents
• Copies of contracts, leases, and other legal documents
• Resumes of your top managers
• Names of business consultants, such as your accountant and attorney
Writing a Successful Business Plan
Despite the quantity of information contained in your business plan, it should be laid out in a format that is easy to read. Just like with any piece of business writing, it is important to craft your business plan with your intended audience in mind – and the bankers, investors, and other busy professionals who will read your business plan almost certainly won’t have time to read a tedious document with long-winded paragraphs and large blocks of text.
Business plans for startup companies and company expansions are typically between twenty to forty pages long, but formatting actually accounts for a lot of this length. A strong business plan uses bullet points throughout to break up long sections and highlight its main points. Visuals such as tables and charts are also used to quickly relay specific information, such as trends in sales and other financial information. These techniques ensure that the reader can skim the business plan quickly and efficiently.
Think of your audience as only having fifteen minutes to spend on each business plan that comes across their desks. In that fifteen minutes, you not only have to relay your most important points, but also convince the reader that your business venture merits a financial investment. Your best bet is a well-researched business plan, with an organized, easy-to-read format and clear, confident prose.
Your business plan needs to demonstrate that you have thoroughly considered all aspects of running your business. To that end, the standard business plan has nine major sections, covering everything from your business’s mission statement to a detailed financial analysis.
Executive Summary
The first – and most important – section of your business plan is the executive summary. This section is so important that it should literally be the first thing the reader sees – even before the table of contents! However, it should also be written last, as you’ll have a better understanding of the overall message of your business plan after you’ve researched and written the other sections.
One of the most important parts of the executive summary is the mission statement. The mission statement is only three or four sentences long, but it should pack the most punch out of everything else in your business plan: Those four sentences are responsible for not only defining your business, but also capturing the interest of your reader.
The rest of your executive summary should fill in the important details that the mission statement glosses over. For instance, your executive summary should include a short history of the business, including founder profiles and start date; a current snapshot, listing locations, numbers of employees, and products or services offered; and a summary of future plans and goals.
This section is a candidate for a bulleted format, which allows you to list main points in a manner that is easy to scan. Avoid using too much detail – remember, this section is a summary. A page or two is usually sufficient for an executive summary.
Market Analysis
The next section of your business plan focuses on market analysis. In order to show that your business has a reasonable chance for success, you will need to thoroughly research the industry and the market you intend to sell to. No bank or investor is going to back a doomed venture, so this section is sure to fall under especially close scrutiny if you are looking for financing.
Your market analysis should describe your industry, including the size, growth rate, and trends that could affect the industry. This section should also describe your target market – that is, the type or group of customers that your company intends to serve. The description of your target market should include detail such as:
• Distinguishing characteristics
• The needs your company or product line will meet
• What media and/or marketing methods you’ll use to reach them
• What percentage of your target market you expect to be able to wrest away from your competitors
In addition, your market analysis should include the results of any market tests you have done, and an analysis of the strengths and weaknesses of your competitors.
Company Description
After your market analysis, your business plan will need to include a description of your company. This section should describe:
• The nature of your business
• The needs of the market
• How your business will meet these needs
• Your target market, including specific individuals and/or organizations
• The factors that set you apart from your competition and make you likely to succeed
Although some of these things overlap with the previous section, they are still necessary parts of your company description. Each section of your business plan should have the ability to stand on its own if need be. In other words, the company description should thoroughly describe your company, even if certain aspects are covered in other sections.
Organization and Management
Once you have described the nature and purpose of your company, you will need to explain your staff setup. This section should include:
• The division of labor – how company processes are divided among the staff
• The management hierarchy
• Profiles of the company’s owner(s), management personnel, and the Board of Directors
• Employee incentives, such as salary, benefits packages, and bonuses
This goal of this section is to demonstrate not only good organization within the company, but also the ability to create loyalty in your employees. Long-term employees minimize human resource costs and increase a business’s chances for success, so banks and investors will want to see that you have an effective system in place for maintaining your staff.
Marketing and Sales Management
The purpose of the marketing and sales section of your business plan is to outline your strategies for marketing your products or services. This section also plans for company growth by describing how the growth could take place.
The section should describe your company’s:
• Marketing methods
• Distributions methods
• Type of sales force
• Sales activities
• Growth strategies
Product or Services
Following the marketing section of your business plan, you will need a section focusing on the product or services your business offers. This is more than a simple description of your product or services, though. You will also need to include:
• The specific benefits your product or service offers customers
• The specific needs of the market, and how your product will meet them
• The advantages your product has over your competitors
• Any copyright, trade secret, or patent information pertaining to your product
• Where any new products or services are in the research and development process
• Current industry research that you could use in the development of products and services
Funding Request
Only once you have described your business from head to toe are you ready to detail your funding needs. This section should include everything a bank or investor needs in order to understand what type of funding you want:
• How much money you need now
• How much money you think you will need over the next five years
• How the money you borrow will be used
• How long you will need funding
• What type of funding you want (i.e. loans, investors, etc.)
• Any other terms you want the funding arrangement to include
Financials
The financials section in your business plan supports your request for outside funding. This section provides an analysis of your company’s prospective financial success. The section also details your company’s financial track record for the past three to five years, unless you are seeking financing for a startup business.
The financials section should include:
• Company income statements for prior years
• Balance sheets for prior years
• Cash flow statements for prior years
• Forecasted company income statements
• Forecasted balance sheets
• Forecasted cash flow statements
• Projections for the next five years – every month or quarter for the first year, with longer intervals for the remaining years
• Collateral you can use to secure a loan
The financials section is a great place to include visuals such as graphs, particularly if you predict a positive trend in your projected financials. A graph allows the reader to quickly take in this information, and may do a better job of encouraging a bank or investor to finance your business. However, be sure that the amount of financing you are requesting is in keeping with your projected financials – no matter how impressive your projections are, if you are asking for more money than is warranted, no bank or investor will give it to you.
Appendices
The appendix is the final section in your business plan. Essentially, this is where you put all of the information that doesn’t fit in the other eight sections, but that someone – particularly a bank or investor – might need to see.
For instance, the market analysis section of your business plan may list the results of market studies you have done as part of your market research. Rather than listing the details of the studies in that section, where they will appear cumbersome and detract from the flow of your business plan, you can provide this information in an appendix.
Other information that should be relegated to an appendix includes:
• Credit histories for both you and your business
• Letters of reference
• References that have bearing on your company and your product or service, such as magazines or books on the topic
• Company licenses and patents
• Copies of contracts, leases, and other legal documents
• Resumes of your top managers
• Names of business consultants, such as your accountant and attorney
Writing a Successful Business Plan
Despite the quantity of information contained in your business plan, it should be laid out in a format that is easy to read. Just like with any piece of business writing, it is important to craft your business plan with your intended audience in mind – and the bankers, investors, and other busy professionals who will read your business plan almost certainly won’t have time to read a tedious document with long-winded paragraphs and large blocks of text.
Business plans for startup companies and company expansions are typically between twenty to forty pages long, but formatting actually accounts for a lot of this length. A strong business plan uses bullet points throughout to break up long sections and highlight its main points. Visuals such as tables and charts are also used to quickly relay specific information, such as trends in sales and other financial information. These techniques ensure that the reader can skim the business plan quickly and efficiently.
Think of your audience as only having fifteen minutes to spend on each business plan that comes across their desks. In that fifteen minutes, you not only have to relay your most important points, but also convince the reader that your business venture merits a financial investment. Your best bet is a well-researched business plan, with an organized, easy-to-read format and clear, confident prose.
GADGETS -4
I.Biometric Time Clocks
In the fast-paced business environment where competition is stiff, companies need to protect themselves from espionage and piracy. Security begins with limiting access to company grounds and offices. Even employees can be granted only limited access to highly confidential documents and restricted areas. The latest models of biometric time clocks feature that capability, aside from just keeping time.
The biometric time timer is the electronic style of a time card clouting routine to screen attendance. It has also intensely enhanced on the authenticity of time account by with soul body part line as identification lettering for workers, making it impossible for workers to cheat as they can with time cards or swiping routines.
Models of biometric time timer’s scale from retina, palm, and feel scanners. The technology factory by meeting the aura scanned, for example the feel print, with the numbers stored in its recall. If the two auras meet, it allows and account the period of admission and exit. Fingerprints and retinas are impossible to hearth. A worker cannot clout in for another or use another's access rights.
As the expedient is also programmable Science Articles, it can keep path of attendance very well for companies that attempt compliant time schedules. It can be made to reckon overtime and festival hours worked per worker. This is definitely good rumor for those in the payroll entity. They wouldn't have to expend hours computing compensation every time payday nears. What's more important is that it eliminates soul blunder it lessens the odds of having worker complaint news or tiresome readjusting of wage and place computations. The expedient keeps its own account that can be downloaded frankly into a payroll routine. Attendance news can clearly be written. Monitoring of worker transfer inside the offices can be facilitated. This makes biometric time timers the right expedient for nowadays business centers.
II.FREE Internet TV Channels On Your PC The Easy Way
With the power of the Internet, you can now access the contents of the World Wide Web, which nowadays are like boundless stream of data and information. If you want to start a business and you need help, you don’t need to go anywhere for help. You’ll just have to seat down and with a little browsing in the Internet, you can find a detailed guide that would help you. Even going to school can be done online, mp3’s and almost all types of files are already downloadable in the Internet.
What else you could do? Well, you guessed it. You can now watch TV channels online. Some upgrade their pc’s to be able to watch TV on their pc and with an LCD monitor, you can really watch TV in high-definition color and do your work at the same time but if you have a good internet connection, why waste a lot of money on upgrade while you can watch the shows online?
What you need if you want to watch TV online:
First and the most important thing to consider is that you must a have a fast Internet connection. There are no real specifications on the exact speed for the buffering will also be based on the provider but you must have at least 1mb connection to have a considerable buffer speed.
Second is that you must know how to look for Internet TV channels. There are generally three types that you can find in the Internet. There are sites that will offer you to watch TV channels for free. It is good to have the word “free” but most of these sites are so slow that your fast Internet connection will look like dial-up. Some even let you sign-up something before you can start watching and be careful if it lets you download some files. This may contain viruses that can harm your pc. The second type is the site that let you watch TV shows with a price. It is a one-time registration fee and you could watch unlimited TV shows with an acceptable speed. But if you’re looking to high speed buffering. You can opt to choose a site that gives a fee for every channel you watch. Well, the option is yours to make.
Lastly, you must have all the necessary codecs and players installed so that your pc can play the shows correctly. Don’t worry, there are a lot of free downloadable players and codecs and if you have a missing codec it would automatically ask you if you want to download one and just click yes.
Most require a specific player to be installed in your system before you can start watching. Mostly it will require you to have windows media player and real player installed. Windows media player is already included in standard windows installation. For real player, there are free versions available in the internet for download.
Here are some of the channels you can watch online:
1 ABC Sports News
2 Hit Channel
3 Ireland Live
4 NASA TV at nasa.gov
5 Popp Tivi
6 Raisport
7 RTLZ
8 Video Music Network
9 Viva WOM
10 VPRO
11 VPRO Theme Channel
12 MTV Maleisia
13 Nation 217
14 Revelation TV
15 MTV UK
16 3 BTV
17 E-Music Television
18 Classic FM TV
19 RED TV
20 Hit Channel
21 Western Bonanza TV
22 GnF Movie Channel
23 Nickelodeon
24 Reelgood TV
25 Western Bonanza TV
26 NBC Los Angeles
27 MMC TV
28 MCM Top France
29 Islam Channel
30 Beat.one
31 Pulse 24
In the fast-paced business environment where competition is stiff, companies need to protect themselves from espionage and piracy. Security begins with limiting access to company grounds and offices. Even employees can be granted only limited access to highly confidential documents and restricted areas. The latest models of biometric time clocks feature that capability, aside from just keeping time.
The biometric time timer is the electronic style of a time card clouting routine to screen attendance. It has also intensely enhanced on the authenticity of time account by with soul body part line as identification lettering for workers, making it impossible for workers to cheat as they can with time cards or swiping routines.
Models of biometric time timer’s scale from retina, palm, and feel scanners. The technology factory by meeting the aura scanned, for example the feel print, with the numbers stored in its recall. If the two auras meet, it allows and account the period of admission and exit. Fingerprints and retinas are impossible to hearth. A worker cannot clout in for another or use another's access rights.
As the expedient is also programmable Science Articles, it can keep path of attendance very well for companies that attempt compliant time schedules. It can be made to reckon overtime and festival hours worked per worker. This is definitely good rumor for those in the payroll entity. They wouldn't have to expend hours computing compensation every time payday nears. What's more important is that it eliminates soul blunder it lessens the odds of having worker complaint news or tiresome readjusting of wage and place computations. The expedient keeps its own account that can be downloaded frankly into a payroll routine. Attendance news can clearly be written. Monitoring of worker transfer inside the offices can be facilitated. This makes biometric time timers the right expedient for nowadays business centers.
II.FREE Internet TV Channels On Your PC The Easy Way
With the power of the Internet, you can now access the contents of the World Wide Web, which nowadays are like boundless stream of data and information. If you want to start a business and you need help, you don’t need to go anywhere for help. You’ll just have to seat down and with a little browsing in the Internet, you can find a detailed guide that would help you. Even going to school can be done online, mp3’s and almost all types of files are already downloadable in the Internet.
What else you could do? Well, you guessed it. You can now watch TV channels online. Some upgrade their pc’s to be able to watch TV on their pc and with an LCD monitor, you can really watch TV in high-definition color and do your work at the same time but if you have a good internet connection, why waste a lot of money on upgrade while you can watch the shows online?
What you need if you want to watch TV online:
First and the most important thing to consider is that you must a have a fast Internet connection. There are no real specifications on the exact speed for the buffering will also be based on the provider but you must have at least 1mb connection to have a considerable buffer speed.
Second is that you must know how to look for Internet TV channels. There are generally three types that you can find in the Internet. There are sites that will offer you to watch TV channels for free. It is good to have the word “free” but most of these sites are so slow that your fast Internet connection will look like dial-up. Some even let you sign-up something before you can start watching and be careful if it lets you download some files. This may contain viruses that can harm your pc. The second type is the site that let you watch TV shows with a price. It is a one-time registration fee and you could watch unlimited TV shows with an acceptable speed. But if you’re looking to high speed buffering. You can opt to choose a site that gives a fee for every channel you watch. Well, the option is yours to make.
Lastly, you must have all the necessary codecs and players installed so that your pc can play the shows correctly. Don’t worry, there are a lot of free downloadable players and codecs and if you have a missing codec it would automatically ask you if you want to download one and just click yes.
Most require a specific player to be installed in your system before you can start watching. Mostly it will require you to have windows media player and real player installed. Windows media player is already included in standard windows installation. For real player, there are free versions available in the internet for download.
Here are some of the channels you can watch online:
1 ABC Sports News
2 Hit Channel
3 Ireland Live
4 NASA TV at nasa.gov
5 Popp Tivi
6 Raisport
7 RTLZ
8 Video Music Network
9 Viva WOM
10 VPRO
11 VPRO Theme Channel
12 MTV Maleisia
13 Nation 217
14 Revelation TV
15 MTV UK
16 3 BTV
17 E-Music Television
18 Classic FM TV
19 RED TV
20 Hit Channel
21 Western Bonanza TV
22 GnF Movie Channel
23 Nickelodeon
24 Reelgood TV
25 Western Bonanza TV
26 NBC Los Angeles
27 MMC TV
28 MCM Top France
29 Islam Channel
30 Beat.one
31 Pulse 24
GADGETS - 3
I.The Coming Age Of HDTV - What Does It Mean To Me?
HDTV - high-definition television: it is something that has been discussed for some time now, however not everyone has a strong sense of what it is and why he or she would want to have it.
Because all television stations will be required to broadcast a digital signal after February 17, 2009, many viewers are beginning to ask a lot more questions about how the new digital age of television will affect their personal viewing experience. They want to know whether or not their television set will be compatible, whether or not they will have to replace it, and what steps they will have to take in order to keep watching their favorite shows.
How To Identify If Your Television Is An Analog TV
Analog television has been with us since the inception of television broadcasting. Analog is the old way of processing a television signal.
Television technology took a big leap in the 1960's with the transition from television tubes to circuit boards, but that conversion failed to bring with it any major strides in the quality of the television picture.
If your current television does not have a logo on its front that indicates DTV (Digital TV), EDTV (Enhanced Definition TV), or HDTV, then your television set is an analog TV.
Understanding The Transition From An Analog Signal To The New Digital Signal
Digital image processing is a technology that began in earnest during the 1970's, when Japanese technology companies began to explore the concepts of HDTV. The Japanese TV manufacturers were exploring ways to improve the picture quality of the television image, as a way to find more customers for their television products.
While Americans were busy playing with building the computer industry, the Japanese were hard at work trying to build a better television set. The first HDTV systems developed by the Japanese still relied on the old analog system of sending a broadcast signal to their televisions, but they were still able to produce a better television viewing experience.
When initially introduced to the U.S. Government, the new HDTV system produced a myriad of concerns, which included the issue of an analog HDTV-system needing more bandwidth than what was currently allotted to the television broadcasters.
In 1993, a consortium of American researchers and manufacturers (known as The Grand Alliance) joined forces to find a way to bring HDTV-quality to the American public, while keeping the bandwidth requirements of broadcasters within the existing limits.
Researchers soon understood that they would need to push at least part of the television signal in a digital format to make sure that HDTV could be transmitted within the limits currently allotted to the television broadcasters. By the time they had finished their work, the Grand Alliance had created a system that was 100% Digital.
In 1995, after considerable opposition from the television broadcast industry, the U.S. Federal Communications Commission officially set the standard for completely digital HDTV broadcasting system. This put into motion the events that are just now coming to fruition, with the rollout of the new Digital Television broadcasting system.
Although most television stations have been broadcasting a Digital Television Signal now for a few years, analog television owners have been none the wiser. But that will all change on February 17, 2009.
Will My Analog Television Stop Working In 2009?
The simple answer is "yes", but that does not mean that you will have to buy a new television in order to get the new digital broadcasts. While you may not need to replace your television set, you may have to make changes in how you get your television signal.
There are in fact three ways that the average consumer can continue to get a television signal using their old television set:
1. Subscribe to a cable television service (and use their digital television converter);
2. Subscribe to a satellite television service (and use their digital television converter); or
3. Buy a DTV converter (Digital TV Converter) to receive signals from your analog antenna and to convert that signal back to analog, so that you can continue to use your analog television.
Understanding The Three Facets Of The New Digital Technology
1. Lines Of Resolution
The newer digital technology is all about Lines Of Resolution. With more lines of resolution, the viewer will receive more image information, therefore bringing the viewer much more picture clarity and detail.
When the Japanese rolled out HDTV on the Japanese mainland, the lines of resolution numbered 1080. To put this into perspective, the standard analog TV signal exhibits 330 lines of resolution. This makes it more than clear that the original analog HDTV format really was a real issue for television broadcasters in the United States. To produce a resolution of 1080 lines on a system designed for 330 lines would have literally required three times the bandwidth of the current analog system.
Here are the standard television resolutions:
* Analog Television - 330 Lines of Resolution
* VCR's - 240 Lines of Resolution
* DVD's - 480 Lines of Resolution
* EDTV - 720 Lines of Resolution
* HDTV - 1080 Lines of Resolution
There is a caveat to this chart though. The minimum requirement of the FCC is that broadcasters must produce a minimum of 720 Lines of Resolution. As a result, some broadcasters like ABC chose the 720-resolution, and yet they can still legally call their programming standard, HDTV.
Other broadcasters like PBS opted for the higher 1080 format. Good for them.
In 1998, when the first HDTV's became available to the buying public, the Headline News newscasters were joking that with the rollout of HDTV, we the audience would be able to see every blackhead and blemish on their faces. Of course, they were probably correct in that assumption. The detail of the HDTV-signal is absolutely amazing.
2. Aspect Ratio
Another factor connected to the new HDTV-format is the Aspect Ratio.
In a standard analog television, the Aspect Ratio is a 4-by-3, which nearly looks square. The 4-by-3 ratio means that it can be measured 4-parts wide to 3-parts high.
With the new HDTV format, the Aspect Ratio has been changed to the same format seen in the movie theatre - a 16-by-9 Aspect Ratio, or 16-parts wide to 9-parts high.
3. Sound Quality
The third factor connected to the new HDTV-format is Sound Quality. In fact, most HDTV programming will carry with it Dolby Digital 5.1 surround sound, as frequently heard on DVD's. So long as you have a surround sound unit attached to your television set, the surround sound will enable to the television viewer to be immersed in the sound, so much so as it often feels as if you are in the middle of the action happening on your television set.
In Conclusion...
While it is true that you do not need to upgrade your television from the analog format to the new digital format, you might seriously consider doing so anyway.
Now that we are quickly approaching the end of the analog-television era, the cost of HDTV television sets has fallen considerably. Whereas five years ago, the average HDTV cost in the range of $3-4,000, the cost of most HDTV's has fallen to under $1200 today. After February 17, 2009, the cost of HDTV should drop again, making it much more affordable to the general public.
Although it will be possible to convert the digital television signal to analog, you will lose the extra picture detail on the conversion. So, if you stick with your analog television, you will be restricting yourself to the quality of picture you are currently receiving, even after the change in television broadcasting formats is complete.
Although color-technology was first introduced to audiences with the release of The Wizard Of Oz in 1939, color television did not become mainstream until the late-1960's. And although the technology of color was mainstream, black-and-white televisions were still being manufactured and sold well into the 1980's.
Fortunately, this transition will be a bit quicker than the conversion from black-and-white to color. Under the FCC rules for the transition to digital television, television manufacturers were required to include a digital tuner in all television sets manufactured after March 1, 2006.
This conversion is much like the transition from AM to FM as the standard listening medium in the radio industry. Radio listeners could not listen to FM stations until which time they had upgraded their radio from AM to the AM/FM format. The same thing will happen here as well. If you want to receive the beautiful, high-quality HDTV images, you will need to upgrade to a television set capable of displaying the HDTV images.
If you have any lingering doubts about the better HDTV standard, all you need to do is to visit your local television store and see for yourself just how awesome of a picture HDTV actually produces. Just as Dolby Digital Surround Sound enables the listener to feel as if they are in the middle of the action on the television, HDTV permits the viewer to feel as if they are standing in the same room as the actors, on the sidelines at the football game, or on the same beach as the models - it really is that good of a picture.
HDTV - high-definition television: it is something that has been discussed for some time now, however not everyone has a strong sense of what it is and why he or she would want to have it.
Because all television stations will be required to broadcast a digital signal after February 17, 2009, many viewers are beginning to ask a lot more questions about how the new digital age of television will affect their personal viewing experience. They want to know whether or not their television set will be compatible, whether or not they will have to replace it, and what steps they will have to take in order to keep watching their favorite shows.
How To Identify If Your Television Is An Analog TV
Analog television has been with us since the inception of television broadcasting. Analog is the old way of processing a television signal.
Television technology took a big leap in the 1960's with the transition from television tubes to circuit boards, but that conversion failed to bring with it any major strides in the quality of the television picture.
If your current television does not have a logo on its front that indicates DTV (Digital TV), EDTV (Enhanced Definition TV), or HDTV, then your television set is an analog TV.
Understanding The Transition From An Analog Signal To The New Digital Signal
Digital image processing is a technology that began in earnest during the 1970's, when Japanese technology companies began to explore the concepts of HDTV. The Japanese TV manufacturers were exploring ways to improve the picture quality of the television image, as a way to find more customers for their television products.
While Americans were busy playing with building the computer industry, the Japanese were hard at work trying to build a better television set. The first HDTV systems developed by the Japanese still relied on the old analog system of sending a broadcast signal to their televisions, but they were still able to produce a better television viewing experience.
When initially introduced to the U.S. Government, the new HDTV system produced a myriad of concerns, which included the issue of an analog HDTV-system needing more bandwidth than what was currently allotted to the television broadcasters.
In 1993, a consortium of American researchers and manufacturers (known as The Grand Alliance) joined forces to find a way to bring HDTV-quality to the American public, while keeping the bandwidth requirements of broadcasters within the existing limits.
Researchers soon understood that they would need to push at least part of the television signal in a digital format to make sure that HDTV could be transmitted within the limits currently allotted to the television broadcasters. By the time they had finished their work, the Grand Alliance had created a system that was 100% Digital.
In 1995, after considerable opposition from the television broadcast industry, the U.S. Federal Communications Commission officially set the standard for completely digital HDTV broadcasting system. This put into motion the events that are just now coming to fruition, with the rollout of the new Digital Television broadcasting system.
Although most television stations have been broadcasting a Digital Television Signal now for a few years, analog television owners have been none the wiser. But that will all change on February 17, 2009.
Will My Analog Television Stop Working In 2009?
The simple answer is "yes", but that does not mean that you will have to buy a new television in order to get the new digital broadcasts. While you may not need to replace your television set, you may have to make changes in how you get your television signal.
There are in fact three ways that the average consumer can continue to get a television signal using their old television set:
1. Subscribe to a cable television service (and use their digital television converter);
2. Subscribe to a satellite television service (and use their digital television converter); or
3. Buy a DTV converter (Digital TV Converter) to receive signals from your analog antenna and to convert that signal back to analog, so that you can continue to use your analog television.
Understanding The Three Facets Of The New Digital Technology
1. Lines Of Resolution
The newer digital technology is all about Lines Of Resolution. With more lines of resolution, the viewer will receive more image information, therefore bringing the viewer much more picture clarity and detail.
When the Japanese rolled out HDTV on the Japanese mainland, the lines of resolution numbered 1080. To put this into perspective, the standard analog TV signal exhibits 330 lines of resolution. This makes it more than clear that the original analog HDTV format really was a real issue for television broadcasters in the United States. To produce a resolution of 1080 lines on a system designed for 330 lines would have literally required three times the bandwidth of the current analog system.
Here are the standard television resolutions:
* Analog Television - 330 Lines of Resolution
* VCR's - 240 Lines of Resolution
* DVD's - 480 Lines of Resolution
* EDTV - 720 Lines of Resolution
* HDTV - 1080 Lines of Resolution
There is a caveat to this chart though. The minimum requirement of the FCC is that broadcasters must produce a minimum of 720 Lines of Resolution. As a result, some broadcasters like ABC chose the 720-resolution, and yet they can still legally call their programming standard, HDTV.
Other broadcasters like PBS opted for the higher 1080 format. Good for them.
In 1998, when the first HDTV's became available to the buying public, the Headline News newscasters were joking that with the rollout of HDTV, we the audience would be able to see every blackhead and blemish on their faces. Of course, they were probably correct in that assumption. The detail of the HDTV-signal is absolutely amazing.
2. Aspect Ratio
Another factor connected to the new HDTV-format is the Aspect Ratio.
In a standard analog television, the Aspect Ratio is a 4-by-3, which nearly looks square. The 4-by-3 ratio means that it can be measured 4-parts wide to 3-parts high.
With the new HDTV format, the Aspect Ratio has been changed to the same format seen in the movie theatre - a 16-by-9 Aspect Ratio, or 16-parts wide to 9-parts high.
3. Sound Quality
The third factor connected to the new HDTV-format is Sound Quality. In fact, most HDTV programming will carry with it Dolby Digital 5.1 surround sound, as frequently heard on DVD's. So long as you have a surround sound unit attached to your television set, the surround sound will enable to the television viewer to be immersed in the sound, so much so as it often feels as if you are in the middle of the action happening on your television set.
In Conclusion...
While it is true that you do not need to upgrade your television from the analog format to the new digital format, you might seriously consider doing so anyway.
Now that we are quickly approaching the end of the analog-television era, the cost of HDTV television sets has fallen considerably. Whereas five years ago, the average HDTV cost in the range of $3-4,000, the cost of most HDTV's has fallen to under $1200 today. After February 17, 2009, the cost of HDTV should drop again, making it much more affordable to the general public.
Although it will be possible to convert the digital television signal to analog, you will lose the extra picture detail on the conversion. So, if you stick with your analog television, you will be restricting yourself to the quality of picture you are currently receiving, even after the change in television broadcasting formats is complete.
Although color-technology was first introduced to audiences with the release of The Wizard Of Oz in 1939, color television did not become mainstream until the late-1960's. And although the technology of color was mainstream, black-and-white televisions were still being manufactured and sold well into the 1980's.
Fortunately, this transition will be a bit quicker than the conversion from black-and-white to color. Under the FCC rules for the transition to digital television, television manufacturers were required to include a digital tuner in all television sets manufactured after March 1, 2006.
This conversion is much like the transition from AM to FM as the standard listening medium in the radio industry. Radio listeners could not listen to FM stations until which time they had upgraded their radio from AM to the AM/FM format. The same thing will happen here as well. If you want to receive the beautiful, high-quality HDTV images, you will need to upgrade to a television set capable of displaying the HDTV images.
If you have any lingering doubts about the better HDTV standard, all you need to do is to visit your local television store and see for yourself just how awesome of a picture HDTV actually produces. Just as Dolby Digital Surround Sound enables the listener to feel as if they are in the middle of the action on the television, HDTV permits the viewer to feel as if they are standing in the same room as the actors, on the sidelines at the football game, or on the same beach as the models - it really is that good of a picture.
RELATIONSHIP -2
I.Better Sex For Couples
Effective Ways To Better Sex For Couples
There are proven methods to improve sexual performance and pleasure among couples. However, various couples struggle with different challenges. One couple may be dealing with erectile dysfunction in the male partner, another with lack of sex drive in the female or male partner. Some couples have too much stress in their lives that’s not managed properly and this negatively affects their sexual experience and intimacy. For others a lack of creativity is the major cause of disinterest and boredom and has lead to poor sexual performance and desire. The mistake that happens often is when couples use an inappropriate method for treating the problem. You see, all of the conditions listed above are encountered by many couples and each problem requires a unique solution. Additional problems and frustrations occur when a couple uses the wrong method to treat their specific problem, for instance using a drug or other method as the "cure all" for what is lacking in their sexual experience. An example would be someone using a medication or other herbal substance that is intended to treat erectile dysfunction, but that person thinks that the substance will increase sexual desire, which is not the case because that is not how the substance was designed to work.
Erectile Dysfunction
This is also referred to as "impotence" in men. It is the condition in which the male partner has a sex drive (very important), can get an erection (or at least start the process), but is unable to maintain an erection for the intended duration of sex or until an orgasm is reached. This condition is appropriately treated with medications. And you can treat it with natural substances also. The medications used to treat erectile dysfunction belong to a class of drugs called phosphodiesterase inhibitors. Included in this class are the drugs Viagra, Cialis, and Levitra. They are effective in treating impotence because they cause more complete filling of the penis with blood and allows the penis to remain engorged for a longer period of time, usually long enough to reach climax and sometimes even beyond that. Viagra has proven effective in enhancing sexual pleasure in women in a similar way by increasing blood circulation to the vaginal area. Levitra has been proven to help treat erectile dysfunction in men that also suffer one or more other illnesses that compound the problem. Among them are diabetes, high blood pressure, and hyperlipidemia (high cholesterol levels in the blood). There are also natural herbal products that help treat erectile dysfunction without the side effects that may be encountered with these medications.
It is important to consult your primary doctor in determining whether any of the medications are the best option for you, especially if you have a history of heart disease or low blood pressure.
Lack of Sex Drive
This is when there is no desire to participate in sexual activities. There are different causes for this condition. Stress can be a factor. Many medications have decreased sex drive as a side effect. Depression is a cause, especially when it leads to physical inactivity. Even our diets can contribute, directly and indirectly, to lack of sex drive and performance in men and women. It is important to distinguish lack of sex drive from erectile dysfunction, here's why. Let’s say a man has no or low sex drive and becomes frustrated because he is unable to become aroused sexually for his partner, yet he believes that Viagra (a treatment for erectile dysfunction) will help solve the problem. He will more than likely become more frustrated because that is not how Viagra works. It was not formulated to stimulate or increase sex drive. With Viagra, Cialis, and Levitra there needs to be sexual arousal which releases certain enzymes or chemicals into the bloodstream that allow the meds to be effective. Without arousal this does not occur. There are some natural ways to increase testosterone levels that have been proven to dramatically increase sex drive. There are even foods that help with this. Exercise is a great way to enhance testosterone levels and sex drive in a safe way, but some forms of exercise are more effective than others.
Stress Anxiety Depression
I put these together because they can be closely related if we don't manage them properly. Unmanaged stress and anxiety often lead to depression. High stress, anxiety, and depression are major inhibitors of good sexual and general health. It is true that great sex has to do with the right mental stimulation and attitude and nothing negatively impacts the right mind set more than high stress, anxiety, or depression. We manage these conditions by incorporating things that make our lives more balanced. Some ways include; diet and exercise, involving ourselves in more spiritual pursuits, committing more time for the family, or it could be just getting rid of things that make you stressed, anxious, or depressed. Usually effective management involves some of everything. The important thing is that you take action to get them under control. They can be managed effectively by most of us.
Lack of Creativity and Romance
Some couples kill their sex lives when they stop being creative. Even sex, as pleasurable as it is, can become old and even boring if we stop being creative. You see, creativity starts the mental process that sets the stage for great sex. Creativity gets our minds involved in the act. Let's face it, anyone can do it or go through the motions, but to really have great sex involves a bit more from the mind and body together. Remember when you first met your partner and how you felt. The excitement you felt during that time was a motivating force that helped you think up ways to show them how much you cared. And your efforts payed off in a good way, didn’t they? I will let you know that by involving the mind in thinking of creative ways to communicate your affection towards your partner can engender the same excitement you felt when you first met. It will make a difference in improving your chances for great sex every time.
Effective Ways To Better Sex For Couples
There are proven methods to improve sexual performance and pleasure among couples. However, various couples struggle with different challenges. One couple may be dealing with erectile dysfunction in the male partner, another with lack of sex drive in the female or male partner. Some couples have too much stress in their lives that’s not managed properly and this negatively affects their sexual experience and intimacy. For others a lack of creativity is the major cause of disinterest and boredom and has lead to poor sexual performance and desire. The mistake that happens often is when couples use an inappropriate method for treating the problem. You see, all of the conditions listed above are encountered by many couples and each problem requires a unique solution. Additional problems and frustrations occur when a couple uses the wrong method to treat their specific problem, for instance using a drug or other method as the "cure all" for what is lacking in their sexual experience. An example would be someone using a medication or other herbal substance that is intended to treat erectile dysfunction, but that person thinks that the substance will increase sexual desire, which is not the case because that is not how the substance was designed to work.
Erectile Dysfunction
This is also referred to as "impotence" in men. It is the condition in which the male partner has a sex drive (very important), can get an erection (or at least start the process), but is unable to maintain an erection for the intended duration of sex or until an orgasm is reached. This condition is appropriately treated with medications. And you can treat it with natural substances also. The medications used to treat erectile dysfunction belong to a class of drugs called phosphodiesterase inhibitors. Included in this class are the drugs Viagra, Cialis, and Levitra. They are effective in treating impotence because they cause more complete filling of the penis with blood and allows the penis to remain engorged for a longer period of time, usually long enough to reach climax and sometimes even beyond that. Viagra has proven effective in enhancing sexual pleasure in women in a similar way by increasing blood circulation to the vaginal area. Levitra has been proven to help treat erectile dysfunction in men that also suffer one or more other illnesses that compound the problem. Among them are diabetes, high blood pressure, and hyperlipidemia (high cholesterol levels in the blood). There are also natural herbal products that help treat erectile dysfunction without the side effects that may be encountered with these medications.
It is important to consult your primary doctor in determining whether any of the medications are the best option for you, especially if you have a history of heart disease or low blood pressure.
Lack of Sex Drive
This is when there is no desire to participate in sexual activities. There are different causes for this condition. Stress can be a factor. Many medications have decreased sex drive as a side effect. Depression is a cause, especially when it leads to physical inactivity. Even our diets can contribute, directly and indirectly, to lack of sex drive and performance in men and women. It is important to distinguish lack of sex drive from erectile dysfunction, here's why. Let’s say a man has no or low sex drive and becomes frustrated because he is unable to become aroused sexually for his partner, yet he believes that Viagra (a treatment for erectile dysfunction) will help solve the problem. He will more than likely become more frustrated because that is not how Viagra works. It was not formulated to stimulate or increase sex drive. With Viagra, Cialis, and Levitra there needs to be sexual arousal which releases certain enzymes or chemicals into the bloodstream that allow the meds to be effective. Without arousal this does not occur. There are some natural ways to increase testosterone levels that have been proven to dramatically increase sex drive. There are even foods that help with this. Exercise is a great way to enhance testosterone levels and sex drive in a safe way, but some forms of exercise are more effective than others.
Stress Anxiety Depression
I put these together because they can be closely related if we don't manage them properly. Unmanaged stress and anxiety often lead to depression. High stress, anxiety, and depression are major inhibitors of good sexual and general health. It is true that great sex has to do with the right mental stimulation and attitude and nothing negatively impacts the right mind set more than high stress, anxiety, or depression. We manage these conditions by incorporating things that make our lives more balanced. Some ways include; diet and exercise, involving ourselves in more spiritual pursuits, committing more time for the family, or it could be just getting rid of things that make you stressed, anxious, or depressed. Usually effective management involves some of everything. The important thing is that you take action to get them under control. They can be managed effectively by most of us.
Lack of Creativity and Romance
Some couples kill their sex lives when they stop being creative. Even sex, as pleasurable as it is, can become old and even boring if we stop being creative. You see, creativity starts the mental process that sets the stage for great sex. Creativity gets our minds involved in the act. Let's face it, anyone can do it or go through the motions, but to really have great sex involves a bit more from the mind and body together. Remember when you first met your partner and how you felt. The excitement you felt during that time was a motivating force that helped you think up ways to show them how much you cared. And your efforts payed off in a good way, didn’t they? I will let you know that by involving the mind in thinking of creative ways to communicate your affection towards your partner can engender the same excitement you felt when you first met. It will make a difference in improving your chances for great sex every time.
RELATIONSHIP - 1
I.Online Dating-Why We Can’t Find Love Online
Most of us ask ourselves and everyone that will listen this question!
Why we can’t find love online? I believe the reason is that we do not know what love is, which means we can’t identify it when we see it!
We are looking for the dramatic, life altering, breath holding love we read about and see at the theater. That isn’t love...it is just good acting and you paid well to see it!
We can’t find love online because we aren’t honest while online. If we are honest with ourselves and others we will all be in a better position when it comes to love.
I think you should make a personal vow to not try to find love online until you are sure of what you want and not until then. You will save yourself and other singles a lot of time!
Think about this...how can you get to an unfamiliar “place” without a map or without someone giving you directions?
Most of us go online looking for love but we are wearing a blind fold and earplugs. So, with that being said, how are we going to find love?
We can start by removing the blind fold, the earplugs and listing what we want. Be honest, and right it down. You can always go back and change it.
Take your list and use it like a shopping list. Let it help you find what you know you want and need.
We will only be able to find love online if we are brutally honest with ourselves about what we are looking for and what we ideally want!
II.Online Dating-The Truth About Seducing Her Online
Being seductive can either work or blowup in your face. Online may be a little easier.
The truth about seducing her online is that you must take your time and subtly get into her head where seduction actually begins. Contrary to what a lot of people believe, seduction does not begin below the waist! The sooner we realize this the better off we will all be!
The truth about seducing her online is that there must be a balance of romance and physical attraction. If one of these parts is missing, you will not be able to successfully seduce her online.
You want to take your time and get to know her well before trying to seduce her. Please do not attempt to seduce someone you really have no romantic interest in. That would really be wrong and unfair!
To seduce her online, make sure she is interested in you. Even a little bit will help. But if there is no interest there at all, it will blow up in your face.
The truth about seducing her online means you have to “plant a seed”. Then let it sit there for a while, before taking the seduction to the next level. Usually the “seed” is a preplanned “dream”, “thought” or “idea”.
After planting the seed and letting it set for a while...eventually you will want to very gently water that seed. You can do this by telling her the preplanned “dream”, “thought”, or “idea” in small increments. Pausing along the way to gauge her reaction. If you get to the point where she seems to shut down and block you out, it is time to stop.
The truth about seducing her starts with “planting a seed”. Then you want to “water the seed” and finally, watch her reaction.
With practice you will be able to take online seduction to an all new level!
Most of us ask ourselves and everyone that will listen this question!
Why we can’t find love online? I believe the reason is that we do not know what love is, which means we can’t identify it when we see it!
We are looking for the dramatic, life altering, breath holding love we read about and see at the theater. That isn’t love...it is just good acting and you paid well to see it!
We can’t find love online because we aren’t honest while online. If we are honest with ourselves and others we will all be in a better position when it comes to love.
I think you should make a personal vow to not try to find love online until you are sure of what you want and not until then. You will save yourself and other singles a lot of time!
Think about this...how can you get to an unfamiliar “place” without a map or without someone giving you directions?
Most of us go online looking for love but we are wearing a blind fold and earplugs. So, with that being said, how are we going to find love?
We can start by removing the blind fold, the earplugs and listing what we want. Be honest, and right it down. You can always go back and change it.
Take your list and use it like a shopping list. Let it help you find what you know you want and need.
We will only be able to find love online if we are brutally honest with ourselves about what we are looking for and what we ideally want!
II.Online Dating-The Truth About Seducing Her Online
Being seductive can either work or blowup in your face. Online may be a little easier.
The truth about seducing her online is that you must take your time and subtly get into her head where seduction actually begins. Contrary to what a lot of people believe, seduction does not begin below the waist! The sooner we realize this the better off we will all be!
The truth about seducing her online is that there must be a balance of romance and physical attraction. If one of these parts is missing, you will not be able to successfully seduce her online.
You want to take your time and get to know her well before trying to seduce her. Please do not attempt to seduce someone you really have no romantic interest in. That would really be wrong and unfair!
To seduce her online, make sure she is interested in you. Even a little bit will help. But if there is no interest there at all, it will blow up in your face.
The truth about seducing her online means you have to “plant a seed”. Then let it sit there for a while, before taking the seduction to the next level. Usually the “seed” is a preplanned “dream”, “thought” or “idea”.
After planting the seed and letting it set for a while...eventually you will want to very gently water that seed. You can do this by telling her the preplanned “dream”, “thought”, or “idea” in small increments. Pausing along the way to gauge her reaction. If you get to the point where she seems to shut down and block you out, it is time to stop.
The truth about seducing her starts with “planting a seed”. Then you want to “water the seed” and finally, watch her reaction.
With practice you will be able to take online seduction to an all new level!
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